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First time home buyers. Making your ownership dreams a reality.
I recently had the experience of representing my daughter with the purchase of her first home. The experience was a rewarding one for both of us. I was able to direct her to the Housing Development Fund, an amazing program for first time home buyers, providing down payment assistance loans as well as loans for closing costs. The HDF partners with certain lenders, so make sure you check out their website for more information. New Milford is about the most northern town they provide funding for.
Another program is through the USDA Rural Program. (United States Department of Agriculture). This is another great program for New Milford and points north. I do have contact with a mortgage broker who can assist you with a USDA loan, so give me a call or send an email, I will be happy to give you the contact information.
Whatever route you take, there are programs out there for first time home buyers. If home ownership is something you have always wanted to do, and you have good credit, this is a great time to buy. Housing prices are good, interest rates are great, plus the $8,000 tax credit for this year makes it all the more desirable to purchase your home now!
Upside down mortgage? You do have options.
Everyone has heard of a short sale, or have you? Are you finding yourself in a situation where your home is no longer worth what you owe on it? Unfortunately this is a growing problem. There are answers, but a short sale is not available to everyone. First you must show your lending institution a hardship exists. You must contact your lender to obtain information BEFORE placing your home on the market. An experienced realtor can assist you in this process. RISMedia has a great article on the subject of short sales. Give me a call at 203-460-1775, or send me an email to discuss your options.
My friend Mitchell owns Applebrook Auctions, he holds auctions both locally and on ebay. Mitchell came to the rescue for a client who needed to have the contents of his home cleaned out. I called Mitchell, he came right away and told us what was worth money and what wasn't. A live ebay auction was set up, Mitchell took the items and my client made a good amount of money. No muss, no fuss. Looking for that special item? Check out his auctions. Applebrook Auctions.
For information on New Milford and the surrounding towns in Southern Litchfield County and Northern Fairfield County, stop by for a visit. Leave a comment! I have market information, timely tips and suggestions, and just for fun! I really love photography and put local pictures
there too. Real Estate, Real Photography, Real Life, Real New Milford
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Equal Housing Opportunity. This material is based on information which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete and should not be relied on as such. This offering is subject to errors, omissions, change of price or withdrawal without notice.
